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Financial Report

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Financial Position 31-03-2026 ( In Rupees )
Particulars 2025 (Audited) 2026 (Audited)
Members (Nos)                      15,879                      17,912
Paid up Share Capital        6,76,53,000.00        7,35,13,100.00
Own Fund  
a) Statutory Reserve Fund          6,76,54,575.99          8,40,71,478.26
b) Building Fund          5,38,55,004.00          7,13,55,004.00
c) Other Fund          6,48,83,091.00          8,54,94,479.00
Total own fund      18,63,92,670.99      24,09,20,961.26
Net profit        5,20,43,903.27        6,71,52,727.90
Total Capital Fund ( Tier I + Tier II )        29,08,68,999.26        37,15,85,789.16
Networth      27,47,88,928.26      34,95,45,289.16
Total Deposits   2,60,07,02,082.78   3,13,41,19,278.20
Savings & Current Account Deposit      1,70,41,23,037.55      1,97,60,53,177.77
Others (FDR/RD etc)        89,65,79,045.23      1,15,80,66,100.43
Total Loan and Advances   1,11,25,96,193.49   1,39,47,45,126.07
Loan Against Pledge of Gold/ Silver        41,74,21,619.00        70,02,56,630.00
Short Term Loan Against Retail Trade        24,59,36,757.22        23,78,08,189.58
Loan Term Loan Against Housing        13,68,10,900.00        16,20,89,432.40
Cash Credit Against Hypothecation        14,70,19,715.47        15,08,25,782.52
Other Loans & Advances        16,54,07,201.80        14,37,65,091.57
CD Ratio % 42.78 44.50
Total Investment   1,50,91,47,207.65   1,81,12,05,609.00
Investment in Govt Securites      1,19,30,91,490.00      1,33,58,36,120.00
Investment in Liquid Fund          5,09,04,454.65        15,48,47,000.00
Investment in FDR with other Banks        26,51,45,263.00        32,05,16,489.00
CRAR % 25.56 24.83
Total Business       3,71,32,98,276.27      4,52,88,64,404.27
Productivity Per Employee               5,98,205.78               7,46,141.42
Mixed Business Per Employee          4,26,81,589.38          5,03,20,715.60
Gross NPA              45,35,657.00             45,33,240.00
Gross NPA % 0.41 0.33
Net NPA  0.00 0.00
Net NPA % 0.00 0.00
Dividend % 10 10
Audit Class "A" "A"
No.of Branches 7 7
No.of Accounts               1,42,575.00               1,48,095.00
CASA Deposit (% of Total)   65.52 63.05
CASA Deposit   1,70,41,23,037.55   1,97,60,53,177.77