With Priyadarshani Bank, you can easily apply for Cash Credit Loan against hypothecation of good and gold.
Document List
♦ Loan Application form Completely Filled
♦ PAN Card & Aadhar Card(ID & Address Proof) 2 Photo
♦ Shop Act License
♦ GST Number
♦ Income Tax Returns of Borrower and Guarantor ( Balance sheet ) 3 Year
♦ Stock Statement as on date of Application
♦ Bank Statement
♦ NO DUES From other Bank if having loan in Balance sheet
♦ NOC for operation of business in case of village
♦ Collateral Security - Title deed of Property
♦ Valuation Report of Approved Valuer of Bank
♦ Search Report of Property from ADVOCATE
♦ CIBIL Report
♦ Personal Accidental Insurance Policy
♦ LOAN AGREEMENT Duly Executed on Proper Stamp Duty
♦ Stock, building and Fire ,Stolen Insurance
♦ Physical Verification report of Branch Manager
♦ FOOD AND DRUG LICENSE
♦ VALUATION REPORT OF GOVERNMENT (Registrar/Tashildar)
♦ PHERPHAR with proceeding Xerox for flow from Legal heir
♦ REGISTRATION OF MORTGAGE AND CHARGE
♦ PDC Cheque’s as Security- if taken
♦ Map of the Property
♦ CA APPRAISAL IN CASE LOAN AMT is Rs.10,00,000 or More
♦ PROMISARY NOTE (SHAPAT PATRA)
